Graham Miranda
Graham Miranda Hosting
Hasselfelder Straße 23
38889 Blankenburg (Harz), Germany
Last updated: 25. Oktober 2025
1. Introduction
As a professional IT service provider and hosting provider, we maintain comprehensive liability insurance to protect our customers and our business from financial risks.
2. Insurance Details
2.1 Insurer and Contract Partner
Insurance Company: Markel Insurance SE
Distribution Partner: Finanzchef24 GmbH
Policyholder: Graham Miranda (Sole Proprietorship)
Policy Number: ON.MPI.64092
Customer Number: 50880
2.2 Contract Term
Insurance Start: October 6, 2025, 00:00
Insurance End: October 6, 2026, 00:00
Contract Renewal: Automatic renewal for one year
3. Insurance Coverage Amounts
| Type of Damage | Coverage Amount | Annual Maximum |
|---|---|---|
| Financial Loss (VSH) | €300,000 | €900,000 (3x) |
| Personal Injury & Property Damage (BHV) | €3,000,000 lump sum | €9,000,000 (3x) |
4. What is Covered?
4.1 Professional Indemnity (VSH) – €300,000
Covered Damages:
- Data loss or data corruption at the customer
- Financial consequences of server failures or service interruptions
- Incorrect advice or service
- Violations of data protection regulations (GDPR)
- Breach of contractual obligations
- Missing or incorrect data backup
4.2 General Liability (BHV) – €3,000,000
Covered Damages:
- Personal injury (injury, health damage, death)
- Property damage (damage or destruction of third-party property)
- Consequential financial losses from personal injury or property damage
4.3 Deductible
| Type of Damage | Deductible |
|---|---|
| Financial Loss (VSH) | €0 (no deductible) |
| Property Damage (BHV) | €250 per claim |
| Personal Injury (BHV) | €0 (no deductible) |
5. In Case of Damage – What to Do?
5.1 Immediate Notification
In case of damage, report it immediately to:
Markel Claims Hotline:
- Phone: +49 (0)89 205094-400
- Email: [email protected]
- Online: https://www.markel.de/schaden-melden
Office Hours:
Monday to Thursday: 08:30 – 17:00
Friday: 08:30 – 16:00
5.2 Required Information
- Policy Number: ON.MPI.64092
- Date and location of damage
- Course of events (detailed description)
- Injured party (name, address, contact)
- Amount of damage (estimated or known)
- Evidence (photos, emails, contracts, etc.)
6. Insurance Contact
Insurer:
Markel Insurance SE
Sophienstraße 26
80333 Munich, Germany
Phone: +49 (0)89 205094-400
Email: [email protected]
Website: https://www.markel.de
Broker:
Finanzchef24 GmbH
Hohenlindener Str. 1
81677 Munich, Germany
Legal Notes
This information is for transparency and does not constitute an insurance commitment. The insurer’s terms and conditions are decisive.
